Must be graduated or enrolled less than half time
Stafford Student Loan consolidation has significantly reduced my monthly payment burden
this allowed me to stretch my repayment period from the standard 10 years to up to 30 years, depending on the amount of individuals education debts.
Because of the lower payments I was able to save some money available used towards my other household expenses, including car payments, childcare, and career-related stuff. Because there are no penalties for extra or early repayment, I was able to make larger payments whee ever I had a bit of extra cash
